Car Insurance Policy Limits

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Each car insurance policy has its limits, with the policyholder who purchased the insurance determining most limitations. While states and finance companies set minimum limits, each policyholder designs a package of insurance with limits that he is comfortable with.

Libability Car Insurance Laws in California

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Liability car insurance is mandatory in California.accident image by ann triling from Fotolia.comIn California, all motorists are required to have liability insurance in the event they are in a vehicle accident. Liability insurance covers the monetary compensation of others involved in...

How to Report an Accident in Massachusetts

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If you've experienced an auto accident on a public road, driveway or parking lot in Massachusetts, you have five days to report it to the Massachusetts Department of Transportation (MassDOT) Registry of Motor Vehicles (RMV). Even if an attending police officer initially reports the accident, submitt

Can a Judge Put a Lien on an Automobile Settlement to Pay for an Auto Accident?

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Settlement lien laws vary by state, but many states allow a judge to put a lien on settlement money yet to be received. The settlement can be from an insurance company to pay for an auto accident or from lottery winnings. Once the judge awards a civil money judgment against a debtor, settlement lien

Types of Car Insurance in Canada

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Canada, the second largest country in the world, has three main types of car insurance.canada image by NataV from Fotolia.comThe last thing you want to do is crash your car and hurt yourself, or anyone else. However, in the event that this does happen, the ensuing expenses can be well...

Collecting on a Collision Insurance Claim

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If you are involved in an accident and have collision insurance, you can file a claim with your insurance company to pay for the repair of your car. Collecting on this claim does not have to be difficult. By knowing your responsibility as a driver involved, you can collect all the information requi

How to Choose an Auto Insurance Deductible

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With rising gas prices it is becoming more expensive to own and operate a vehicle. While car owners may not be able to do anything about the rising gas prices, they can take a good look at their auto insurance policy to shave a few dollars here and there to reduce the cost of the auto premium.

How to Find Inexpensive Auto Insurance

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Car insurance is one of those things many people don't really think about. They just pay it every month, not realizing that they might be throwing money away needlessly. A number of actions can be taken to find inexpensive auto insurance, or lower the rate on the policy you currently have.

Full Coverage Auto Insurance Definition

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Full coverage auto insurance consists of two main parts: liability and comprehensive/collision. All states require drivers to either carry minimum amounts of liability insurance or to prove they are financially able to pay for any damages they cause. Comprehensive and collision insurance are optiona

What Violations Will Cause Auto Insurance Rates to Increase?

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Watch your speed to avoid insurance rate hikes.speed image by Kevin Chesson from Fotolia.comAuto insurance is an expense that virtually all drivers must deal with. Rates on auto insurance vary widely depending on your state, age group and gender. Many different factors will cause...

How To Shave Auto Insurance Rates

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You don't always have to switch auto insurance companies to find the best deal and lower your rate. Most people are not taking advantage of everything thier own auto insurance company has to offer. You can take several not so obvious steps to make sure you are saving all that you can.

When to Switch Car Insurance Policies - How to Save Money on Car Insurance

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During the age of bailouts and stimulus packages, we should all be prudent and look for those ways to save some extra money. One of the ways that often gets overlooked is to switch car insurance policies in order to receive better rates on automobile insurance.

Selecting the Right Car Insurance

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There are different types of coverage available for car insurance that you may be interested to know. Knowing what these terms actually mean would help you choose the best form of car insurance for yourself ...

What is Direct Car Insurance?

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You must have heard of direct car insurance before and wondered what it is all about. Well, you are not the only one wondering about it. Let us try and find out what it exactly means as well as the intricacies of direct car insurance.

Important Factors to Consider When Doing Car Insurance Comparisons

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Doing research on car insurance is a great method to obtaining the cheapest and best insurance possible. However, there are few factors you should keep in mind to obtain the best results. Before you start doing the comparison, it is imperative to have some basic information on the companies you sele

Know More About Reducing Your Auto Insurance Premiums

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Auto insurance companies provide the public with an avenue to protect their assets in case they get involved in a car accident. By availing of car accident insurance policies, you enter an agreement with the ...

Compare Insurance Quotes For the Best Price

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Insurance is something that everyone needs to get and it is something that most people neglect. You should get insurance when you get a car, when you get your own place with your own belongings and when you become of age you also need to have health insurance just in case something happens to you.

Things to Know When Choosing Car Insurance

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Insurance coverage is very important for anyone who owns a car. The government has made it mandatory that all car owners need to get auto insurance prior to the registration of their car. This is because of the notable significant rise to accidents that have been taking place all over the roads in t

The Importance of Auto Insurance Coverage

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Anyone who drives a vehicle will certainly need to get relevant auto insurance coverage that will protect them out on the roads. Getting car insurance is extremely important, and there are numerous reasons why this is so. As such, let's take a quick look at the reasons why people will get insur

How to Understand Auto Insurance Coverage Terms

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COMPREHENSIVE INSURANCE: Comprehensive insurance covers loss from incidents such as collision, theft, flood and accidental hit. Not only does this insurance cover all the damage of your vehicle but it also covers the damage on the object that you hit. Likewise, this insurance pays for the damage you