Many people feel that investing is not for them because it is too much work or they just don't understand it.
Unfortunately, they are missing out on making a lot of money.
Investing isn't a matter of being something that people enjoy your do just because they know about it, everyone should invest.
If you want to invest but you don't know how or don't desire to choose investments and put in all the work, you could always invest in mutual funds.
A mutual fund is when a bunch of people pool their money together and that fund is invested in often hundreds of different investments including stocks, bonds, etc.
These mutual funds are beneficial because you don't have to do any work or research beyond choosing a fund, you get excellent diversification automatically so you don't need to invest in many different funds, and you can still get an excellent return and invest in almost any kind of investment as long as the fund is catered to that type of investment.
Beyond basic funds, there are many benefits to no load mutual funds.
A no load mutual fund is a fund where you do not pay any fees before or after investing in the mutual fund.
These are beneficial in many ways.
Right off the bat, you can see that you are paying fees and that is always a benefit.
When you don't pay fees, more money is going into the actual investment which earns more money and so on and so forth.
If you are worried that these are inferior investments because they do not charge fees, do not be mistaken.
Load funds that do charge fees are rarely superior.
They claim that they will earn you more money, but they can make no guarantee on such claim.
Often times people make more money from the no-load funds than vice versa.