• Credit reporting agencies are private companies that collect and document an individual or business' use of credit. This credit history generates a credit score used as a rating of reliability for prospective employers, business partners, credit granting institutions, banks, mortgage brokers and landlords. The Fair Credit Reporting Act allows consumers to request free copies of their credit reports annually from the three major credit reporting agencies: Equifax, TransUnion and Experian. In addition to these national bureaus, smaller regional agencies offer services for local businesses and individuals, including in Massachusetts.
  
  

Strategic Information Resources

• Strategic Information Resources in Springfield offers credit reporting services for bankers, lenders, landlords, employers and credit unions. SIR's verification services include Social Security numbers, tax returns, employment and deposits. SIR also provides marketing lists, vesting and property reports and closing services for equity lenders, as well as business credit services and management appraisal solutions.
  
  Strategic Information Resources
  
  155 Brookdale Drive
  
  Springfield, MA 01104
  
  413-736-4511
  
  nextgeninfo.com
  
  

Central Credit Union Fund

• Central Credit Union Fund in Auburn has been in business since 1932. CCUF offers investment services, including rates and market news, shares and terms certificates, brokerage and security services, SimpliCD and MemberMatch loan participation. CCUF also offers a variety of loan and liquidity products including lines of credit and settlement, term and amortizing loans. CCUF also provides payment and technology services.
  
  Central Credit Union Fund
  
  15 Midstate Drive, Suite 215
  
  Auburn, MA 01501
  
  508-832-0080
  
  ccuf.dgcommunications.com
  
  

The Credit Source

• The Credit Source in Seekonk provides a variety of credit reporting services to prospective employers and landlords, lenders and businesses as well as credit analysis, skip tracing and adverse action reports. TCSI tailors its services to the client, offering individual- or business-centered reporting and providing related support including debt collection and classifieds listings.
  
  The Credit Source
  
  60 Mayflower Drive
  
  Seekonk, MA 02771
  
  508-336-8814
  
  tcsicredit.com